American Retirement Crisis


America is facing a serious retirement crisis: many Americans are not confident that they will be able to enjoy a comfortable retirement, and many retirees face longevity risk, or the danger of outliving their life savings. The 2008-2009 economic downturn drastically changed the financial landscape and caused profound shifts in the way that many Americans view their retirements. Despite being the largest, wealthiest, and most influential generation of Americans, baby boomers are facing one of the most serious retirement challenges in history. A combination of declining income, increased longevity, and high costs means that an increasing number of Americans face the possibility of outliving their assets. The purpose of this report is to explore a critical issue facing American retirees today and highlight some strategies that might help you avoid outliving your assets.

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